Pawnshops near me: local pawn shop guides for 337 US cities across 50 states. Each page lists top-rated shops with reviews, phone, hours, and directions — plus typical loan ranges and a plain-English summary of that state's pawn law.
PawnGuru indexes pawn shops in 337 US cities across 50 states. Enter your city in the search box, or pick a state below to browse local pawn shop guides with ratings, phone numbers, hours, and directions. Each city page also lists typical loan ranges and the state's pawn-law basics.
Pawn shops accept items that have a clear resale market: gold and silver jewelry, diamond rings, luxury watches, smartphones, laptops, power tools, musical instruments, firearms (at FFL-licensed shops only), designer handbags, coins, and bullion. Items should be in working, presentable condition. Bring proof of ownership when you have it.
You bring an item as collateral. The shop offers you a short-term loan — typically 20–35% of the item's realistic resale value. You sign a pawn ticket with a redemption deadline (usually 30 days or more, set by state law). Pay the loan plus interest and fees by the deadline and you get your item back. If you don't, the shop keeps and resells it; the loan is non-recourse, so it doesn't affect your credit.
Most shops lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Higher-demand items (gold, name-brand watches, current-gen electronics) command better offers. Always call or visit two or three shops in your area — PawnGuru lists multiple shops per city for exactly this reason.
A valid government-issued photo ID (required by state law and federal anti-theft rules), the item itself in working condition, and any proof of ownership you have (original receipts, titles, certificates of authenticity, original boxes). You also need to be 18 or older.
Some are, many aren't. Sunday hours vary widely by state, city, and individual shop — a number of states restrict Sunday operations entirely. Use the shop page on PawnGuru to check posted hours, then call ahead to confirm. We maintain a separate list of confirmed Sunday-open pawn shops by state.