Indy Pawn in Indianapolis, Indiana.
(317) 429-9144
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Indianapolis pawn shops are spread along Washington Street, Pendleton Pike, and the east and west side commercial strips, serving a manufacturing base that keeps jewelry, electronics, and tools moving. Sort by distance or rating to find the right match.
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One of several EZPAWN locations across Indianapolis, this southside store provides reliable cash loans and a large inventory of pre-owned merchandise.
One of seven EZPAWN locations serving the Indianapolis metro, this Michigan Road store serves the northwest side with the chain's fast pawn loans and quality pre-owned merchandise.
Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.
Under Indiana law, the statutory maximum finance charge is 20% per month + storage fees and the minimum redemption period is 60 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Indianapolis quote offers based on their own resale market — always get two or three offers before accepting.
What every borrower should know before signing a pawn ticket in IN.
Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing. Full Indiana state page →
PawnGuru lists 6 pawn shops inside Indianapolis, IN, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.
Most shops in Indianapolis lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under Indiana law, the maximum finance charge is 20% per month + storage fees and the minimum redemption period is 60 days.
Bring (1) a valid government-issued photo ID (required by Indiana law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.
In Indianapolis and across Indiana, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.
Yes. You have at least 60 days under Indiana law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.
Indiana Department of Financial Institutions. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.