Pawn shops near me in Manchester, NH.

5 pawn shops in Manchester, plus more in nearby New Hampshire cities. Compare ratings, call ahead, and walk in prepared — here's what a Manchester pawn visit typically looks like, and what New Hampshire law says about the deal.

See 5 Manchester shops NH pawn law FAQ
Top shops in Manchester

5 highly reviewed pawn shops nearest you.

All 5 Manchester shops

U.S. Gold & Pawn Shop

4.3 · 0 reviews

U.S. Gold & Pawn Shop in Manchester, New Hampshire.

jewelrybullionelectronicstools
(603) 300-8888 View details

Cash for Gold

4.3 · 0 reviews

Cash for Gold in Manchester, New Hampshire.

goldsilverdiamondsjewelry evaluations
(603) 232-5847 View details

Manchester Pawn

4.2 · 96 reviews

Manchester's largest and oldest pawnbroker, offering a wide array of merchandise from diamond and gold jewelry to personal electronics, located in the heart of New Hampshire's largest city.

jewelryelectronicsdiamondscoins
(603) 622-7296 View details
What you can pawn in Manchester

Common items & typical loan ranges.

Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.

Gold jewelry & scrap gold
Typical loan: $50 – $2,500+
Priced by weight × karat × current spot (minus shop margin). Bring the item clean, with any documentation.
Diamond jewelry
Typical loan: $100 – $10,000+
Loose stones with GIA/IGI certificates fetch the most. Cluster rings and small melee stones are priced close to scrap-gold value.
Luxury watches
Typical loan: $500 – $25,000+
Rolex, Omega, Cartier, Patek Philippe, Audemars Piguet. Original box, papers, and service history can add 10–20%.
Smartphones & laptops
Typical loan: $40 – $600
Factory-reset, unlocked, with charger. iPhones and recent MacBooks hold value best. Any activation locks kill the offer.
Power tools
Typical loan: $20 – $400
DeWalt, Milwaukee, Makita, Snap-On. Kits with original battery + charger + case outperform bare tools.
Musical instruments
Typical loan: $30 – $3,000+
Vintage Fender, Gibson, Martin, and Taylor acoustic/electric guitars. Brass, pro audio gear, and DJ equipment also common.
Firearms (FFL shops only)
Typical loan: $50 – $1,500
Only at shops with a Federal Firearms License. Background check + paperwork at redemption.
Designer handbags
Typical loan: $75 – $8,000+
Louis Vuitton, Chanel, Hermès, Gucci. Authentication papers and dust bag materially increase the offer.
Coins & precious-metal bullion
Typical loan: $20 – $10,000+
Gold & silver Eagles, Maples, Krugerrands are priced near melt. Rare dates, errors, and certified slabs command premiums.
Consumer electronics
Typical loan: $30 – $500
Gaming consoles (PS5, Xbox Series), cameras (Canon, Sony, Nikon), high-end TVs, drones.

Under New Hampshire law, the statutory maximum finance charge is 25% per month and the minimum redemption period is 60 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Manchester quote offers based on their own resale market — always get two or three offers before accepting.

State law

Pawn law in New Hampshire, plain English.

What every borrower should know before signing a pawn ticket in NH.

Max finance charge
25% per month
Minimum redemption
60 days
Regulator
New Hampshire Banking Department

Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing.  Full New Hampshire state page →

Nearby

Other New Hampshire cities.

All New Hampshire shops
Quick answers

Manchester pawn shop FAQ.

Where is the nearest pawn shop in Manchester, NH?

PawnGuru lists 5 pawn shops inside Manchester, NH, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.

How much can I get for a pawn loan in Manchester?

Most shops in Manchester lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under New Hampshire law, the maximum finance charge is 25% per month and the minimum redemption period is 60 days.

What do I need to bring to a Manchester pawn shop?

Bring (1) a valid government-issued photo ID (required by New Hampshire law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.

What items do Manchester pawn shops buy the most?

In Manchester and across New Hampshire, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.

Can I get my item back after I pawn it in NH?

Yes. You have at least 60 days under New Hampshire law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.

Who regulates pawn shops in New Hampshire?

New Hampshire Banking Department. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.

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