San Francisco Bay Area's #1 coin and precious metals buyer since 1960, Witter Coin specializes in rare coins, gold jewelry, Rolex watches, and estate silver from its Marina District showroom.
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San Francisco pawn shops operate along Mission Street and the Tenderloin, with jewelry, coins, and diamonds as the main categories. PawnGuru covers the local pawn scene with some of the highest-rated shops in California — compare coin and diamond buyers here.
San Francisco Bay Area's #1 coin and precious metals buyer since 1960, Witter Coin specializes in rare coins, gold jewelry, Rolex watches, and estate silver from its Marina District showroom.
San Francisco's top-rated gold and jewelry buyer, known for using X-ray fluorescence technology for non-destructive testing and paying above-market prices for precious metals and watches.
A trusted Mission District institution since 1994, Best Collateral is San Francisco's go-to neighborhood pawn shop for quick cash loans and fair appraisals on jewelry and electronics.
A Bay Area pawn chain with multiple locations, Buy Sell Loan specializes in precious metals, fine jewelry, diamonds, and rare coins with expert appraisers on staff.
Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.
Under California law, the statutory maximum finance charge is 2.5%–3% per month (sliding scale) and the minimum redemption period is 4 months. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in San Francisco quote offers based on their own resale market — always get two or three offers before accepting.
What every borrower should know before signing a pawn ticket in CA.
Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing. Full California state page →
PawnGuru lists 12 pawn shops inside San Francisco, CA, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.
Most shops in San Francisco lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under California law, the maximum finance charge is 2.5%–3% per month (sliding scale) and the minimum redemption period is 4 months.
Bring (1) a valid government-issued photo ID (required by California law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.
In San Francisco and across California, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.
Yes. You have at least 4 months under California law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.
California Department of Justice. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.