Pawn shops near me in Grand Forks, ND.

6 pawn shops in Grand Forks, plus more in nearby North Dakota cities. Compare ratings, call ahead, and walk in prepared — here's what a Grand Forks pawn visit typically looks like, and what North Dakota law says about the deal.

See 6 Grand Forks shops ND pawn law FAQ
Top shops in Grand Forks

6 highly reviewed pawn shops nearest you.

All 6 Grand Forks shops

First National Pawn

4.3 · 0 reviews

First National Pawn in Grand Forks, North Dakota.

firearms (ffl dealer)electronicscomputersjewelry
(701) 738-8189 View details

Silver Dollar Pawn Shop

4.3 · 0 reviews

Silver Dollar Pawn Shop in Grand Forks, North Dakota.

jewelrymusical instrumentsluggageradios
(701) 746-7636 View details

EZPAWN (EZCORP)

4.3 · 0 reviews

EZPAWN (EZCORP) in Grand Forks, North Dakota.

pawn loansjewelryelectronicstools
(701) 746-6777 View details

Gold Silver Exchange

4.3 · 0 reviews

Gold Silver Exchange in Grand Forks, North Dakota.

goldsilverprecious metalsdiamonds
(701) 746-9950 View details

ConsignIt

4.3 · 0 reviews

ConsignIt in Grand Forks, North Dakota.

buy/sell/trade itemspawn servicesgeneral merchandise
(701) 757-2333 View details
What you can pawn in Grand Forks

Common items & typical loan ranges.

Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.

Gold jewelry & scrap gold
Typical loan: $50 – $2,500+
Priced by weight × karat × current spot (minus shop margin). Bring the item clean, with any documentation.
Diamond jewelry
Typical loan: $100 – $10,000+
Loose stones with GIA/IGI certificates fetch the most. Cluster rings and small melee stones are priced close to scrap-gold value.
Luxury watches
Typical loan: $500 – $25,000+
Rolex, Omega, Cartier, Patek Philippe, Audemars Piguet. Original box, papers, and service history can add 10–20%.
Smartphones & laptops
Typical loan: $40 – $600
Factory-reset, unlocked, with charger. iPhones and recent MacBooks hold value best. Any activation locks kill the offer.
Power tools
Typical loan: $20 – $400
DeWalt, Milwaukee, Makita, Snap-On. Kits with original battery + charger + case outperform bare tools.
Musical instruments
Typical loan: $30 – $3,000+
Vintage Fender, Gibson, Martin, and Taylor acoustic/electric guitars. Brass, pro audio gear, and DJ equipment also common.
Firearms (FFL shops only)
Typical loan: $50 – $1,500
Only at shops with a Federal Firearms License. Background check + paperwork at redemption.
Designer handbags
Typical loan: $75 – $8,000+
Louis Vuitton, Chanel, Hermès, Gucci. Authentication papers and dust bag materially increase the offer.
Coins & precious-metal bullion
Typical loan: $20 – $10,000+
Gold & silver Eagles, Maples, Krugerrands are priced near melt. Rare dates, errors, and certified slabs command premiums.
Consumer electronics
Typical loan: $30 – $500
Gaming consoles (PS5, Xbox Series), cameras (Canon, Sony, Nikon), high-end TVs, drones.

Under North Dakota law, the statutory maximum finance charge is 3% per month and the minimum redemption period is 60 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Grand Forks quote offers based on their own resale market — always get two or three offers before accepting.

State law

Pawn law in North Dakota, plain English.

What every borrower should know before signing a pawn ticket in ND.

Max finance charge
3% per month
Minimum redemption
60 days
Regulator
North Dakota Department of Financial Institutions

Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing.  Full North Dakota state page →

Nearby

Other North Dakota cities.

All North Dakota shops
Quick answers

Grand Forks pawn shop FAQ.

Where is the nearest pawn shop in Grand Forks, ND?

PawnGuru lists 6 pawn shops inside Grand Forks, ND, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.

How much can I get for a pawn loan in Grand Forks?

Most shops in Grand Forks lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under North Dakota law, the maximum finance charge is 3% per month and the minimum redemption period is 60 days.

What do I need to bring to a Grand Forks pawn shop?

Bring (1) a valid government-issued photo ID (required by North Dakota law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.

What items do Grand Forks pawn shops buy the most?

In Grand Forks and across North Dakota, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.

Can I get my item back after I pawn it in ND?

Yes. You have at least 60 days under North Dakota law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.

Who regulates pawn shops in North Dakota?

North Dakota Department of Financial Institutions. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.

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