Pawn shops near me in Fort Collins, CO.

5 pawn shops in Fort Collins, plus more in nearby Colorado cities. Compare ratings, call ahead, and walk in prepared — here's what a Fort Collins pawn visit typically looks like, and what Colorado law says about the deal.

See 5 Fort Collins shops CO pawn law FAQ
Top shops in Fort Collins

5 highly reviewed pawn shops nearest you.

All 5 Fort Collins shops

Daily Pawn (South)

4.3 · 0 reviews

Daily Pawn (South) in Fort Collins, Colorado.

jewelryfirearmstoolsmusic
(970) 530-4620 View details

Daily Pawn North

4.3 · 0 reviews

Daily Pawn North in Fort Collins, Colorado.

jewelryfirearmstoolsmusic
(970) 493-9083 View details

First Cash Pawn

4.3 · 0 reviews

First Cash Pawn (formerly Mister Money) in Fort Collins, Colorado.

electronicsjewelrytoolsmusical instruments
(970) 204-7800 View details

First Cash Pawn

4.3 · 0 reviews

First Cash Pawn in Fort Collins, Colorado.

electronicsjewelrytoolsmusical instruments
(970) 484-4923 View details

EZPAWN

4.3 · 0 reviews

EZPAWN in Fort Collins, Colorado.

jewelrywatcheselectronicstools
(970) 498-8901 View details
What you can pawn in Fort Collins

Common items & typical loan ranges.

Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.

Gold jewelry & scrap gold
Typical loan: $50 – $2,500+
Priced by weight × karat × current spot (minus shop margin). Bring the item clean, with any documentation.
Diamond jewelry
Typical loan: $100 – $10,000+
Loose stones with GIA/IGI certificates fetch the most. Cluster rings and small melee stones are priced close to scrap-gold value.
Luxury watches
Typical loan: $500 – $25,000+
Rolex, Omega, Cartier, Patek Philippe, Audemars Piguet. Original box, papers, and service history can add 10–20%.
Smartphones & laptops
Typical loan: $40 – $600
Factory-reset, unlocked, with charger. iPhones and recent MacBooks hold value best. Any activation locks kill the offer.
Power tools
Typical loan: $20 – $400
DeWalt, Milwaukee, Makita, Snap-On. Kits with original battery + charger + case outperform bare tools.
Musical instruments
Typical loan: $30 – $3,000+
Vintage Fender, Gibson, Martin, and Taylor acoustic/electric guitars. Brass, pro audio gear, and DJ equipment also common.
Firearms (FFL shops only)
Typical loan: $50 – $1,500
Only at shops with a Federal Firearms License. Background check + paperwork at redemption.
Designer handbags
Typical loan: $75 – $8,000+
Louis Vuitton, Chanel, Hermès, Gucci. Authentication papers and dust bag materially increase the offer.
Coins & precious-metal bullion
Typical loan: $20 – $10,000+
Gold & silver Eagles, Maples, Krugerrands are priced near melt. Rare dates, errors, and certified slabs command premiums.
Consumer electronics
Typical loan: $30 – $500
Gaming consoles (PS5, Xbox Series), cameras (Canon, Sony, Nikon), high-end TVs, drones.

Under Colorado law, the statutory maximum finance charge is 20% per month and the minimum redemption period is 30 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Fort Collins quote offers based on their own resale market — always get two or three offers before accepting.

State law

Pawn law in Colorado, plain English.

What every borrower should know before signing a pawn ticket in CO.

Max finance charge
20% per month
Minimum redemption
30 days
Regulator
Colorado Office of the Attorney General

Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing.  Full Colorado state page →

Nearby

Other Colorado cities.

All Colorado shops
Quick answers

Fort Collins pawn shop FAQ.

Where is the nearest pawn shop in Fort Collins, CO?

PawnGuru lists 5 pawn shops inside Fort Collins, CO, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.

How much can I get for a pawn loan in Fort Collins?

Most shops in Fort Collins lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under Colorado law, the maximum finance charge is 20% per month and the minimum redemption period is 30 days.

What do I need to bring to a Fort Collins pawn shop?

Bring (1) a valid government-issued photo ID (required by Colorado law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.

What items do Fort Collins pawn shops buy the most?

In Fort Collins and across Colorado, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.

Can I get my item back after I pawn it in CO?

Yes. You have at least 30 days under Colorado law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.

Who regulates pawn shops in Colorado?

Colorado Office of the Attorney General. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.

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