Portland's premier downtown pawn shop, Capital Pawn has been a trusted community resource for over 40 years with competitive rates and a knowledgeable, professional staff.
(503) 222-6625
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3 pawn shops in Portland, plus more in nearby Oregon cities. Compare ratings, call ahead, and walk in prepared — here's what a Portland pawn visit typically looks like, and what Oregon law says about the deal.
Portland's premier downtown pawn shop, Capital Pawn has been a trusted community resource for over 40 years with competitive rates and a knowledgeable, professional staff.
A-1 Hawk Jewelry & Loan in Portland, Oregon.
An east Portland USA Pawn location offering fast cash loans and layaway options on quality pre-owned electronics, tools, and jewelry for the local community.
Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.
Under Oregon law, the statutory maximum finance charge is 3% per month + storage fee and the minimum redemption period is 60 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Portland quote offers based on their own resale market — always get two or three offers before accepting.
What every borrower should know before signing a pawn ticket in OR.
Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing. Full Oregon state page →
PawnGuru lists 3 pawn shops inside Portland, OR, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.
Most shops in Portland lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under Oregon law, the maximum finance charge is 3% per month + storage fee and the minimum redemption period is 60 days.
Bring (1) a valid government-issued photo ID (required by Oregon law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.
In Portland and across Oregon, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.
Yes. You have at least 60 days under Oregon law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.
Oregon Division of Financial Regulation. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.