Family-owned and operated Billings pawn shop specializing in firearms and ammunition, making it the go-to resource for Montana sportsmen seeking cash loans or quality used guns.
(406) 256-7871
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Billings is the commercial center of eastern Montana and the northern High Plains, where the ranching, oil-field, and railroad economy supports a strong trade in tools and electronics. PawnGuru covers shops on Shiloh Road and King Avenue — compare ratings.
Family-owned and operated Billings pawn shop specializing in firearms and ammunition, making it the go-to resource for Montana sportsmen seeking cash loans or quality used guns.
A distinctive Billings pawn shop on Grand Avenue specializing in the buying and selling of contemporary and pre-1900s Native American beadwork and regalia alongside electronics, tipis, and pendletons.
Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.
Under Montana law, the statutory maximum finance charge is 36% APR and the minimum redemption period is 60 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Billings quote offers based on their own resale market — always get two or three offers before accepting.
What every borrower should know before signing a pawn ticket in MT.
Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing. Full Montana state page →
PawnGuru lists 4 pawn shops inside Billings, MT, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.
Most shops in Billings lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under Montana law, the maximum finance charge is 36% APR and the minimum redemption period is 60 days.
Bring (1) a valid government-issued photo ID (required by Montana law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.
In Billings and across Montana, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.
Yes. You have at least 60 days under Montana law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.
Montana Division of Banking & Financial Institutions. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.