Jackson's top-rated pawn shop with two convenient locations on Clinton Blvd and N West St, offering fast cash loans on jewelry, electronics, firearms, and everyday valuables.
Jackson pawn shops cluster along Highway 80, Raymond Road, and North State Street, serving the state capital with a mix of jewelry, electronics, and firearms across several locations. Compare ratings and loan terms across the directory before making the trip.
Jackson's top-rated pawn shop with two convenient locations on Clinton Blvd and N West St, offering fast cash loans on jewelry, electronics, firearms, and everyday valuables.
USA Pawn & Jewelry in Jackson, Mississippi.
Bill's Coin & Jewelry (Bill's Coin & Stamp Exchange) in Jackson, Mississippi.
Momentum Pawn in Jackson, Mississippi.
Discount Pawn & Jewelry Corp in Jackson, Mississippi.
Capital Pawn Jackson in Jackson, Mississippi.
Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.
Under Mississippi law, the statutory maximum finance charge is 25% per month and the minimum redemption period is 30 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Jackson quote offers based on their own resale market — always get two or three offers before accepting.
What every borrower should know before signing a pawn ticket in MS.
Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing. Full Mississippi state page →
PawnGuru lists 7 pawn shops inside Jackson, MS, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.
Most shops in Jackson lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under Mississippi law, the maximum finance charge is 25% per month and the minimum redemption period is 30 days.
Bring (1) a valid government-issued photo ID (required by Mississippi law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.
In Jackson and across Mississippi, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.
Yes. You have at least 30 days under Mississippi law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.
Mississippi Department of Banking & Consumer Finance. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.