Pawn shops near me in Kansas City, KS.

4 pawn shops in Kansas City, plus more in nearby Kansas cities. Compare ratings, call ahead, and walk in prepared — here's what a Kansas City pawn visit typically looks like, and what Kansas law says about the deal.

See 4 Kansas City shops KS pawn law FAQ
Top shops in Kansas City

4 highly reviewed pawn shops nearest you.

All 4 Kansas City shops

Sol's Jewelry & Pawn

4.5 · 195 reviews

One of Kansas City's oldest and most trusted pawn shops, Sol's specializes in fine jewelry, diamonds, and gold with over 80 years of community service and expert appraisals.

jewelrydiamondsluxury watchescoins
(913) 371-4043 View details
What you can pawn in Kansas City

Common items & typical loan ranges.

Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.

Gold jewelry & scrap gold
Typical loan: $50 – $2,500+
Priced by weight × karat × current spot (minus shop margin). Bring the item clean, with any documentation.
Diamond jewelry
Typical loan: $100 – $10,000+
Loose stones with GIA/IGI certificates fetch the most. Cluster rings and small melee stones are priced close to scrap-gold value.
Luxury watches
Typical loan: $500 – $25,000+
Rolex, Omega, Cartier, Patek Philippe, Audemars Piguet. Original box, papers, and service history can add 10–20%.
Smartphones & laptops
Typical loan: $40 – $600
Factory-reset, unlocked, with charger. iPhones and recent MacBooks hold value best. Any activation locks kill the offer.
Power tools
Typical loan: $20 – $400
DeWalt, Milwaukee, Makita, Snap-On. Kits with original battery + charger + case outperform bare tools.
Musical instruments
Typical loan: $30 – $3,000+
Vintage Fender, Gibson, Martin, and Taylor acoustic/electric guitars. Brass, pro audio gear, and DJ equipment also common.
Firearms (FFL shops only)
Typical loan: $50 – $1,500
Only at shops with a Federal Firearms License. Background check + paperwork at redemption.
Designer handbags
Typical loan: $75 – $8,000+
Louis Vuitton, Chanel, Hermès, Gucci. Authentication papers and dust bag materially increase the offer.
Coins & precious-metal bullion
Typical loan: $20 – $10,000+
Gold & silver Eagles, Maples, Krugerrands are priced near melt. Rare dates, errors, and certified slabs command premiums.
Consumer electronics
Typical loan: $30 – $500
Gaming consoles (PS5, Xbox Series), cameras (Canon, Sony, Nikon), high-end TVs, drones.

Under Kansas law, the statutory maximum finance charge is 10% per month and the minimum redemption period is 30 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Kansas City quote offers based on their own resale market — always get two or three offers before accepting.

State law

Pawn law in Kansas, plain English.

What every borrower should know before signing a pawn ticket in KS.

Max finance charge
10% per month
Minimum redemption
30 days
Regulator
Kansas Office of the State Bank Commissioner

Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing.  Full Kansas state page →

Nearby

Other Kansas cities.

All Kansas shops
Quick answers

Kansas City pawn shop FAQ.

Where is the nearest pawn shop in Kansas City, KS?

PawnGuru lists 4 pawn shops inside Kansas City, KS, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.

How much can I get for a pawn loan in Kansas City?

Most shops in Kansas City lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under Kansas law, the maximum finance charge is 10% per month and the minimum redemption period is 30 days.

What do I need to bring to a Kansas City pawn shop?

Bring (1) a valid government-issued photo ID (required by Kansas law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.

What items do Kansas City pawn shops buy the most?

In Kansas City and across Kansas, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.

Can I get my item back after I pawn it in KS?

Yes. You have at least 30 days under Kansas law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.

Who regulates pawn shops in Kansas?

Kansas Office of the State Bank Commissioner. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.

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