Pawn shops near me in Provo, UT.

3 pawn shops in Provo, plus more in nearby Utah cities. Compare ratings, call ahead, and walk in prepared — here's what a Provo pawn visit typically looks like, and what Utah law says about the deal.

See 3 Provo shops UT pawn law FAQ
Top shops in Provo

3 highly reviewed pawn shops nearest you.

All 3 Provo shops

Provo Pawn Shop

4.3 · 0 reviews

Provo Pawn Shop in Provo, Utah.

firearmsgoldjewelryelectronics
(801) 607-1881 View details

EZPAWN

3.8 · 72 reviews

EZPAWN's Utah County location serving BYU country and the Provo-Orem metro with quick pawn loans and a broad selection of electronics, tools, and jewelry.

electronicstoolsjewelrymusical instruments
(801) 373-4422 View details
What you can pawn in Provo

Common items & typical loan ranges.

Pooled US averages for how much local pawn shops typically lend by category. Your actual offer depends on condition, brand, documentation, and current demand.

Gold jewelry & scrap gold
Typical loan: $50 – $2,500+
Priced by weight × karat × current spot (minus shop margin). Bring the item clean, with any documentation.
Diamond jewelry
Typical loan: $100 – $10,000+
Loose stones with GIA/IGI certificates fetch the most. Cluster rings and small melee stones are priced close to scrap-gold value.
Luxury watches
Typical loan: $500 – $25,000+
Rolex, Omega, Cartier, Patek Philippe, Audemars Piguet. Original box, papers, and service history can add 10–20%.
Smartphones & laptops
Typical loan: $40 – $600
Factory-reset, unlocked, with charger. iPhones and recent MacBooks hold value best. Any activation locks kill the offer.
Power tools
Typical loan: $20 – $400
DeWalt, Milwaukee, Makita, Snap-On. Kits with original battery + charger + case outperform bare tools.
Musical instruments
Typical loan: $30 – $3,000+
Vintage Fender, Gibson, Martin, and Taylor acoustic/electric guitars. Brass, pro audio gear, and DJ equipment also common.
Firearms (FFL shops only)
Typical loan: $50 – $1,500
Only at shops with a Federal Firearms License. Background check + paperwork at redemption.
Designer handbags
Typical loan: $75 – $8,000+
Louis Vuitton, Chanel, Hermès, Gucci. Authentication papers and dust bag materially increase the offer.
Coins & precious-metal bullion
Typical loan: $20 – $10,000+
Gold & silver Eagles, Maples, Krugerrands are priced near melt. Rare dates, errors, and certified slabs command premiums.
Consumer electronics
Typical loan: $30 – $500
Gaming consoles (PS5, Xbox Series), cameras (Canon, Sony, Nikon), high-end TVs, drones.

Under Utah law, the statutory maximum finance charge is Set by contract and the minimum redemption period is 60 days. Your offer on any item is typically 20–35% of resale for a pawn loan, or 30–50% of resale for an outright sale. Shops in Provo quote offers based on their own resale market — always get two or three offers before accepting.

State law

Pawn law in Utah, plain English.

What every borrower should know before signing a pawn ticket in UT.

Max finance charge
Set by contract
Minimum redemption
60 days
Regulator
Utah Department of Financial Institutions

Rates shown are statutory caps — actual offers and fees vary by shop. Confirm the current rules with the regulator and always read the pawn ticket before signing.  Full Utah state page →

Nearby

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Quick answers

Provo pawn shop FAQ.

Where is the nearest pawn shop in Provo, UT?

PawnGuru lists 3 pawn shops inside Provo, UT, plus more in surrounding cities. Use the map or phone link on any shop page to route to the closest location. Always call ahead — posted hours change, especially on holidays.

How much can I get for a pawn loan in Provo?

Most shops in Provo lend 20–35% of an item's realistic resale value for a pawn loan, and 30–50% for an outright sale. Under Utah law, the maximum finance charge is Set by contract and the minimum redemption period is 60 days.

What do I need to bring to a Provo pawn shop?

Bring (1) a valid government-issued photo ID (required by Utah law and federal anti-theft rules), (2) the item in working, presentable condition, and (3) any proof of ownership — original receipts, titles, or certificates of authenticity. Most shops also require you to be 18 or older.

What items do Provo pawn shops buy the most?

In Provo and across Utah, the most commonly pawned items are gold jewelry, diamond rings, luxury watches, smartphones and laptops, power tools (DeWalt/Milwaukee), musical instruments, firearms (FFL shops only), designer handbags, and coins or bullion.

Can I get my item back after I pawn it in UT?

Yes. You have at least 60 days under Utah law to redeem by paying the loan principal plus accrued interest and fees. If you don't, the shop keeps and resells the item — the loan is non-recourse, so it doesn't affect your credit.

Who regulates pawn shops in Utah?

Utah Department of Financial Institutions. Rules vary by state — always verify the current statutory cap, fees, and redemption period directly with the regulator or the individual shop.

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