Praco Gun & Pawn in Waco, Texas.
Waco has 7 pawn shops in our directory, with shops near Valley Mills Drive, Franklin Avenue, and the I-35 frontage roads. With Baylor and a steady I-35 flow, the market is active for tools, electronics, and gold jewelry. Texas caps pawn finance charges at 20% per month on loans up to $270, with lower rates on larger principals. Compare shop hours below, then call ahead about firearms policies and what they pay for clean laptops.
PawnGuru lists 7 verified pawn shops and buy/sell stores in Waco, Texas. Each listing includes address, phone, and, where available, hours, specialties, and aggregated customer ratings.
Based on aggregated customer reviews, EZ Pawn - N. Valley Mills is currently the highest-rated pawn shop in Waco on PawnGuru with a 5.0-star rating across 121 reviews.
Yes. Pawn shops in Waco, like anywhere in Texas, offer collateral-based short-term loans. You bring in an item of value, they lend you a fraction of its resale price, and you can redeem the item by repaying the loan plus interest within the state-mandated loan term.
You need (1) valid government-issued photo ID, which is required by Texas law and federal anti-theft regulations, (2) the item in working, presentable condition, and (3) proof of ownership where applicable (receipts, titles, certificates). Most Waco pawn shops also prefer you to be 18 or older.