The 3 best pawn shops in Tulsa.

Ranked by verified customer reviews. Every shop on this page has at least 4.5 stars and 30+ published reviews, sourced from public listings and rechecked during PawnGuru verification runs. Updated April 2026.

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At a glance

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Rank	Shop	Rating	Reviews	Neighborhood
01	Arrow Pawn Shop	★ 4.7	47	303 S 193rd East Ave Ste A
02	EZPAWN	★ 4.5	45	3746 E Admiral Pl
03	Top Dollar Pawn and Check Cashing	★ 4.5	44	4 N Harvard Ave

Detailed listings

Shop by shop.

Rank #1 · 303 S 193rd East Ave Ste A, Tulsa, OK 74108

Arrow Pawn Shop

★★★★⯨ 4.7 · 47 verified reviews

Why it ranks here

Highest-rated pawn shop in Tulsa on PawnGuru
4.7★ aggregate rating · 47 reviews

Phone: (918) 266-7854

Website: Visit site

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Rank #2 · 3746 E Admiral Pl, Tulsa, OK 74115

EZPAWN

★★★★⯨ 4.5 · 45 verified reviews

Why it ranks here

4.5-star rating across 45 reviews — meets the 4.5-star threshold
Part of the EZPAWN chain (69+ US locations)

Phone: (918) 832-1212

Website: Visit site

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Rank #3 · 4 N Harvard Ave, Tulsa, OK 74115

Top Dollar Pawn and Check Cashing

★★★★⯨ 4.5 · 44 verified reviews

Why it ranks here

4.5-star rating across 44 reviews — meets the 4.5-star threshold
4.5★ aggregate rating · 44 reviews

Phone: (918) 838-0004

Website: Visit site

View full listing →

Local tips

Practical notes for Tulsa.

Mix of chain and independent. Tulsa’s top-rated list includes 1 chain locations and 2 independent shops. Chains tend to have more consistent appraisal policies; independents often have more room to negotiate.
Weekday mornings get the best appraisal attention. Regardless of the shop, Monday–Thursday between 10 AM and noon is typically the slowest window — giving the appraiser more time to research high-value items rather than moving on to the next customer.
Call ahead for items over ~$500. Higher-value jewelry, watches, or firearms often require the senior appraiser. Most of the shops on this list publish a phone number — a 60-second call to confirm they’re staffed for your category saves a wasted trip.

What to expect

How pawn loans work.

Loan amount: 25%–60% of resale value. Shops lend a fraction of what they’re confident they can resell the item for. The National Pawnbrokers Association reports the average US pawn loan is about $150 (NPA data via AmeriSave).
Redemption rate: ~85%. The NPA reports that roughly 85% of pawn customers successfully repay and reclaim their item — a pawn loan is a temporary liquidity bridge for most people, not a sale.
No credit check, no credit impact. A pawn loan is secured by the item itself. Default means you lose the collateral; it does not appear on your credit report and cannot damage your score.

Also worth visiting

More Tulsa shops with 4.0+ ratings.

EZPAWN

4.0★110 reviews

FAQ

Questions buyers and pawners ask.

What is the best-rated pawn shop in Tulsa, OK?

Based on aggregated verified customer reviews, Arrow Pawn Shop at 303 S 193rd East Ave Ste A, Tulsa, OK 74108 is currently the highest-rated pawn shop in Tulsa, with a 4.7-star rating across 47 reviews.

How many top-rated pawn shops are in Tulsa?

PawnGuru lists 3 pawn shops in Tulsa that meet our "best of" threshold of 4.5 stars or higher with at least 30 published reviews.

Do I need an appointment to visit a pawn shop in Tulsa?

No. All pawn shops on this list accept walk-ins. For items over ~$500 (jewelry, watches, firearms) we recommend calling ahead to confirm the senior appraiser is on site — most of the top-rated Tulsa shops publish a direct phone number.

Keep exploring

More Tulsa resources.

Full Tulsa directory

All OK shops

Pawn shops near Tulsa

Methodology

How this list is built.

We include every verified pawn shop in Tulsa, OK with an aggregate Google rating of 4.5 stars or higher and at least 30 published reviews. Shops are ranked first by rating (descending), then by review count (descending) to break ties.

What we do not do: We do not accept payment for inclusion or placement. We do not mystery-shop each location — rankings are based on public review aggregates, not PawnGuru editorial opinion. We do not publish fabricated price estimates or AI-generated imagery of shops.

When this was updated: Ratings and review counts are rechecked against public sources during PawnGuru verification runs. The underlying data was last re-verified in April 2026.

Shop owners can submit new listings or report inaccuracies. We respond to correction requests within two business days.