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The 11 best pawn shops in Tampa.

Ranked by verified customer reviews. Every shop on this page has at least 4.5 stars and 30+ published reviews, sourced from public listings and rechecked during PawnGuru verification runs. Updated April 2026.

At a glance

Quick compare.

Rank Shop Rating Reviews Neighborhood
01Value Pawn & Jewelry★ 5.02056920 N Armenia Ave
02Value Pawn & Jewelry★ 4.97133102 W Hillsborough Ave
03Value Pawn & Jewelry★ 4.81,3342111 E Fletcher Ave
04Value Pawn & Jewelry★ 4.87244320 W Gandy Blvd
05Value Pawn & Jewelry★ 4.85391502 E Hillsborough Ave
06Value Pawn & Jewelry★ 4.84495401 N 40th St
07Value Pawn & Jewelry★ 4.81498511 N Florida Ave
08Torrecilla Jewelry and Pawn★ 4.75583229 W Columbus Dr
09Torrecilla Jewelry and Pawn★ 4.75583229 W Columbus Dr
10Cash America Pawn★ 4.69253811 W Kennedy Blvd
11Quick Cash Pawn & Jewelry★ 4.62048404 Sheldon Rd
Detailed listings

Shop by shop.

01VJ
Rank #1 · 6920 N Armenia Ave, Tampa, FL 33604

Value Pawn & Jewelry

★★★★★ 5.0 · 205 verified reviews
Why it ranks here
  • Highest-rated pawn shop in Tampa on PawnGuru
  • 205+ published customer reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 AM - 7:00 PM, Sat: 9:00 AM - 6:00 PM, Sun: Closed
Website: Visit site
View full listing →
02VJ
Rank #2 · 3102 W Hillsborough Ave, Tampa, FL 33614

Value Pawn & Jewelry

★★★★⯨ 4.9 · 713 verified reviews
Why it ranks here
  • 4.9-star rating across 713 customer reviews
  • Well-established — 713+ published reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 am - 7:00 pm; Sat: 9:00 am - 6:00 pm; Sun: 12:00 pm - 5:00 pm
Website: Visit site
View full listing →
03VJ
Rank #3 · 2111 E Fletcher Ave, Tampa, FL 33612

Value Pawn & Jewelry

★★★★⯨ 4.8 · 1,334 verified reviews
Why it ranks here
  • 4.8-star rating across 1,334 customer reviews
  • Highly established — 1,334+ published reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 am - 7:00 pm; Sat: 9:00 am - 6:00 pm; Sun: 12:00 pm - 5:00 pm
Website: Visit site
View full listing →
04VJ
Rank #4 · 4320 W Gandy Blvd, Tampa, FL 33611

Value Pawn & Jewelry

★★★★⯨ 4.8 · 724 verified reviews
Why it ranks here
  • 4.8-star rating across 724 customer reviews
  • Well-established — 724+ published reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Monday - Friday: 9:00 am - 7:00 pm, Saturday: 9:00 am - 6:00 pm, Sunday: 12:00 pm - 5:00 pm
Website: Visit site
View full listing →
05VJ
Rank #5 · 1502 E Hillsborough Ave, Tampa, FL 33610

Value Pawn & Jewelry

★★★★⯨ 4.8 · 539 verified reviews
Why it ranks here
  • 4.8-star rating across 539 customer reviews
  • Well-established — 539+ published reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Sat: 9:00 am - 7:00 pm, Sun: 12:00 pm - 5:00 pm
Website: Visit site
View full listing →
06VJ
Rank #6 · 5401 N 40th St, Tampa, FL 33610

Value Pawn & Jewelry

★★★★⯨ 4.8 · 449 verified reviews
Why it ranks here
  • 4.8-star rating across 449 customer reviews
  • 449+ published customer reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 AM - 7:00 PM, Sat: 9:00 AM - 6:00 PM, Sun: 12:00 PM - 5:00 PM
Website: Visit site
View full listing →
07VJ
Rank #7 · 8511 N Florida Ave, Tampa, FL 33604

Value Pawn & Jewelry

★★★★⯨ 4.8 · 149 verified reviews
Why it ranks here
  • 4.8-star rating across 149 customer reviews
  • 149+ published customer reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 am - 7:00 pm, Sat: 9:00 am - 6:00 pm, Sun: Closed
Website: Visit site
View full listing →
08TJ
Rank #8 · 3229 W Columbus Dr, Ste 200, Tampa, FL 33607

Torrecilla Jewelry and Pawn

★★★★⯨ 4.7 · 558 verified reviews
Why it ranks here
  • 4.7-star rating across 558 reviews — meets the 4.5-star threshold
  • Well-established — 558+ published reviews
Hours: Mon-Fri: 10:00 AM - 5:30 PM, Sat: 10:00 AM - 5:30 PM, Sun: Closed
Website: Visit site
View full listing →
09TJ
Rank #9 · 3229 W Columbus Dr, Ste 200, Tampa, FL 33607

Torrecilla Jewelry and Pawn

★★★★⯨ 4.7 · 558 verified reviews
Why it ranks here
  • 4.7-star rating across 558 reviews — meets the 4.5-star threshold
  • Well-established — 558+ published reviews
Hours: Mon-Fri: 10:00 AM - 5:30 PM, Sat: 10:00 AM - 3:00 PM, Sun: Closed
Website: Visit site
View full listing →
10CA
Rank #10 · 3811 W Kennedy Blvd, Tampa, FL 33609

Cash America Pawn

★★★★⯨ 4.6 · 925 verified reviews
Why it ranks here
  • 4.6-star rating across 925 reviews — meets the 4.5-star threshold
  • Well-established — 925+ published reviews
  • Part of the Cash America chain (127+ US locations)
Hours: Mon-Fri 9:00 AM - 7:00 PM, Sat 9:00 AM - 6:00 PM, Sun 12:00 PM - 5:00 PM
Website: Visit site
View full listing →
11QC
Rank #11 · 8404 Sheldon Rd, Tampa, FL 33615

Quick Cash Pawn & Jewelry

★★★★⯨ 4.6 · 204 verified reviews
Why it ranks here
  • 4.6-star rating across 204 reviews — meets the 4.5-star threshold
  • 204+ published customer reviews
Hours: Mon-Fri: 9:00 AM - 6:00 PM, Sat: 10:00 AM - 4:00 PM, Sun: Closed
Website: Visit site
View full listing →
Local tips

Practical notes for Tampa.

What to expect

Pawn loans in Florida.

FL state-law rate cap

Maximum 2% per 30-day period in simple interest, plus a service charge. Total charges (interest + service fee) cannot exceed 25% of the amount financed per 30 days.

  • APR equivalent: 24% APR interest; up to ~300% APR with the allowable service charge
  • Term: Statutory pawn contract is 30 days; most shops offer extension.
  • ID required: Valid government-issued photo ID required under Florida Pawnbroking Act (Ch. 539, F.S.).

Source: Florida Statutes Ch. 539 (Pawnbroking). Rates are maximums set by state statute; individual shops may charge less.

National context

  • Loan amount: 25%–60% of resale value. Shops lend a fraction of what they’re confident they can resell the item for. The National Pawnbrokers Association reports the average US pawn loan is about $150 (NPA data via AmeriSave).
  • Redemption rate: ~85%. The NPA reports that roughly 85% of pawn customers successfully repay and reclaim their item — a pawn loan is a temporary liquidity bridge for most people, not a sale.
  • No credit check, no credit impact. A pawn loan is secured by the item itself. Default means you lose the collateral; it does not appear on your credit report and cannot damage your score.
Also worth visiting

More Tampa shops with 4.0+ ratings.

Florida Estate Jewelry & Pawn
4.8★29 reviews
Cash America Pawn
4.4★82 reviews
Tampa Pawn
4.3★190 reviews
East Tampa Pawn and Gun LLC
4.3★94 reviews
A-Universal Pawn
4.3★34 reviews
La Familia Pawn and Jewelry
4.2★185 reviews
A-1 Pawn & Gun II Inc
4.2★13 reviews
Tampa Gun & Pawn
4.0★55 reviews
FAQ

Questions buyers and pawners ask.

What is the best-rated pawn shop in Tampa, FL?

Based on aggregated verified customer reviews, Value Pawn & Jewelry at 6920 N Armenia Ave, Tampa, FL 33604 is currently the highest-rated pawn shop in Tampa, with a 5.0-star rating across 205 reviews.

How many top-rated pawn shops are in Tampa?

PawnGuru lists 11 pawn shops in Tampa that meet our "best of" threshold of 4.5 stars or higher with at least 30 published reviews.

What is the maximum interest rate a pawn shop in Tampa can charge?

Maximum 2% per 30-day period in simple interest, plus a service charge. Total charges (interest + service fee) cannot exceed 25% of the amount financed per 30 days. Source: Florida Statutes Ch. 539 (Pawnbroking).

Do I need an appointment to visit a pawn shop in Tampa?

No. All pawn shops on this list accept walk-ins. For items over ~$500 (jewelry, watches, firearms) we recommend calling ahead to confirm the senior appraiser is on site — most of the top-rated Tampa shops publish a direct phone number.

Keep exploring

More Tampa resources.

Full Tampa directory
All FL shops
Pawn shops near Tampa
Radius search
Florida statewide
All cities in FL
Sell jewelry in FL
Category guide
Methodology

How this list is built.

We include every verified pawn shop in Tampa, FL with an aggregate Google rating of 4.5 stars or higher and at least 30 published reviews. Shops are ranked first by rating (descending), then by review count (descending) to break ties.

What we do not do: We do not accept payment for inclusion or placement. We do not mystery-shop each location — rankings are based on public review aggregates, not PawnGuru editorial opinion. We do not publish fabricated price estimates or AI-generated imagery of shops.

When this was updated: Ratings and review counts are rechecked against public sources during PawnGuru verification runs. The underlying data was last re-verified in April 2026.

Shop owners can submit new listings or report inaccuracies. We respond to correction requests within two business days.