The 3 best pawn shops in Murfreesboro.

Ranked by verified customer reviews. Every shop on this page has at least 4.5 stars and 30+ published reviews, sourced from public listings and rechecked during PawnGuru verification runs. Updated April 2026.

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At a glance

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Rank	Shop	Rating	Reviews	Neighborhood
01	Tom's Pawn & Wholesale Jewelry	★ 4.7	353	1215 NW Broad St
02	Murfreesboro Pawn & Gun	★ 4.7	125	338 SE Broad St
03	Toliver's Jewelry & Loan Co	★ 4.6	94	121 SE Broad St

Detailed listings

Shop by shop.

Rank #1 · 1215 NW Broad St, Murfreesboro, TN 37129

Tom's Pawn & Wholesale Jewelry

★★★★⯨ 4.7 · 353 verified reviews

Why it ranks here

Highest-rated pawn shop in Murfreesboro on PawnGuru
353+ published customer reviews

Phone: (615) 283-7077

Website: Visit site

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Rank #2 · 338 SE Broad St, Murfreesboro, TN 37130

Murfreesboro Pawn & Gun

★★★★⯨ 4.7 · 125 verified reviews

Why it ranks here

4.7-star rating across 125 reviews — meets the 4.5-star threshold
125+ published customer reviews
Weekend hours (Saturday)

Hours: Monday-Friday: 9:00 AM – 6:00 PM, Saturday: 9:00 AM – 4:00 PM, Sunday: Closed

Phone: (615) 895-2274

Website: Visit site

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Rank #3 · 121 SE Broad St, Murfreesboro, TN 37130

Toliver's Jewelry & Loan Co

★★★★⯨ 4.6 · 94 verified reviews

Why it ranks here

4.6-star rating across 94 reviews — meets the 4.5-star threshold
4.6★ aggregate rating · 94 reviews

Phone: (615) 893-1951

Website: Visit site

View full listing →

Local tips

Practical notes for Murfreesboro.

Plan for a weekday visit. None of the top-rated Murfreesboro shops on this list are open Sunday. Saturday morning is the next-best window for unhurried appraisal time.
Independent-dominated market. All top-rated shops in Murfreesboro on this list are independently owned. Call ahead for large items — independents frequently specialize, so one shop’s bread-and-butter may be another’s rare category.
Weekday mornings get the best appraisal attention. Regardless of the shop, Monday–Thursday between 10 AM and noon is typically the slowest window — giving the appraiser more time to research high-value items rather than moving on to the next customer.
Call ahead for items over ~$500. Higher-value jewelry, watches, or firearms often require the senior appraiser. Most of the shops on this list publish a phone number — a 60-second call to confirm they’re staffed for your category saves a wasted trip.

What to expect

How pawn loans work.

Loan amount: 25%–60% of resale value. Shops lend a fraction of what they’re confident they can resell the item for. The National Pawnbrokers Association reports the average US pawn loan is about $150 (NPA data via AmeriSave).
Redemption rate: ~85%. The NPA reports that roughly 85% of pawn customers successfully repay and reclaim their item — a pawn loan is a temporary liquidity bridge for most people, not a sale.
No credit check, no credit impact. A pawn loan is secured by the item itself. Default means you lose the collateral; it does not appear on your credit report and cannot damage your score.

FAQ

Questions buyers and pawners ask.

What is the best-rated pawn shop in Murfreesboro, TN?

Based on aggregated verified customer reviews, Tom's Pawn & Wholesale Jewelry at 1215 NW Broad St, Murfreesboro, TN 37129 is currently the highest-rated pawn shop in Murfreesboro, with a 4.7-star rating across 353 reviews.

How many top-rated pawn shops are in Murfreesboro?

PawnGuru lists 3 pawn shops in Murfreesboro that meet our "best of" threshold of 4.5 stars or higher with at least 30 published reviews.

Do I need an appointment to visit a pawn shop in Murfreesboro?

No. All pawn shops on this list accept walk-ins. For items over ~$500 (jewelry, watches, firearms) we recommend calling ahead to confirm the senior appraiser is on site — most of the top-rated Murfreesboro shops publish a direct phone number.

Keep exploring

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Methodology

How this list is built.

We include every verified pawn shop in Murfreesboro, TN with an aggregate Google rating of 4.5 stars or higher and at least 30 published reviews. Shops are ranked first by rating (descending), then by review count (descending) to break ties.

What we do not do: We do not accept payment for inclusion or placement. We do not mystery-shop each location — rankings are based on public review aggregates, not PawnGuru editorial opinion. We do not publish fabricated price estimates or AI-generated imagery of shops.

When this was updated: Ratings and review counts are rechecked against public sources during PawnGuru verification runs. The underlying data was last re-verified in April 2026.

Shop owners can submit new listings or report inaccuracies. We respond to correction requests within two business days.