The 11 best pawn shops in Miami.

Ranked by verified customer reviews. Every shop on this page has at least 4.5 stars and 30+ published reviews, sourced from public listings and rechecked during PawnGuru verification runs. Updated April 2026.

At a glance

Quick compare.

Rank Shop Rating Reviews Neighborhood
01Daddy's Cash Pawn 5.06003033 NE 2nd Ave
02Mega Gold Jewelry 5.0712346 SW 67th Ave
03El Diamante Jewelry & Pawn 4.94,8212300 W Flagler St
04Value Pawn & Jewelry 4.91,365736 NW 183rd St
05Cash Inn South Jewelry & Pawn 4.921721475 S Dixie Hwy
06Jewels By Us 4.95819948 NW 2nd Ave
07Mr Money Inc 4.9435169 SW 8th St
08Cash Now SM Jewelry & Pawn 4.9421011 SW 67th Ave
09Gema Jewelers 4.7599864 SW 40th St
10Cash America Pawn 4.61142975 SW 8th St
11Advantage Pawn & Loan II, Inc. 4.54019948 NW 2nd Ave
Detailed listings

Shop by shop.

01DS
Rank #1 · 3033 NE 2nd Ave, Miami, FL 33137

Daddy's Cash Pawn

★★★★★ 5.0 · 600 verified reviews
Why it ranks here
  • Highest-rated pawn shop in Miami on PawnGuru
  • Well-established — 600+ published reviews
Hours: Mon-Fri: 9:00 AM - 6:00 PM, Sat: 9:00 AM - 5:30 PM, Sun: Closed
Website: Visit site
View full listing →
02MG
Rank #2 · 2346 SW 67th Ave, Miami, FL 33155

Mega Gold Jewelry

★★★★★ 5.0 · 71 verified reviews
Why it ranks here
  • 5.0-star rating across 71 customer reviews
  • Weekend hours (Saturday)
Hours: Mon-Fri: 9:30 AM - 6:00 PM; Sat: 10:00 AM - 5:00 PM; Sun: Call (as per website)
Website: Visit site
View full listing →
03ED
Rank #3 · 2300 W Flagler St, Miami, FL 33135

El Diamante Jewelry & Pawn

★★★★⯨ 4.9 · 4,821 verified reviews
Why it ranks here
  • 4.9-star rating across 4,821 customer reviews
  • Highly established — 4,821+ published reviews
  • Weekend hours (Saturday)
Hours: Monday-Saturday: 9:30 AM - 5:30 PM, Sunday: Closed
Website: Visit site
View full listing →
04VJ
Rank #4 · 736 NW 183rd St, Miami, FL 33169

Value Pawn & Jewelry

★★★★⯨ 4.9 · 1,365 verified reviews
Why it ranks here
  • 4.9-star rating across 1,365 customer reviews
  • Highly established — 1,365+ published reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Monday - Friday: 9:00 am - 7:00 pm; Saturday: 9:00 am - 6:00 pm; Sunday: 12:00 pm - 5:00 pm
Website: Visit site
View full listing →
06JB
Rank #6 · 19948 NW 2nd Ave, Miami Gardens, FL 33169

Jewels By Us

★★★★⯨ 4.9 · 58 verified reviews
Why it ranks here
  • 4.9-star rating across 58 customer reviews
  • 4.9★ aggregate rating · 58 reviews
Hours: Mon-Fri: 9:00 AM - 6:00 PM, Sat: 10:00 AM - 5:00 PM, Sun: Closed
Website: Visit site
View full listing →
07MM
Rank #7 · 5169 SW 8th St, Miami, FL 33134

Mr Money Inc

★★★★⯨ 4.9 · 43 verified reviews
Why it ranks here
  • 4.9-star rating across 43 customer reviews
  • 4.9★ aggregate rating · 43 reviews
Hours: Mon-Fri: 9:00 AM - 5:00 PM, Sat: 10:00 AM - 1:00 PM, Sun: Closed
Website: Visit site
View full listing →
08CN
Rank #8 · 1011 SW 67th Ave, Miami, FL 33144

Cash Now SM Jewelry & Pawn

★★★★⯨ 4.9 · 42 verified reviews
Why it ranks here
  • 4.9-star rating across 42 customer reviews
  • Weekend hours (Saturday)
Hours: Mon-Sat: 10:00 AM - 6:00 PM (official site), Loc8NearMe lists Mon-Fri: 9:00 AM - 6:00 PM, Sat: 9:00 AM - 4:00 PM.
Website: Visit site
View full listing →
09GJ
Rank #9 · 9864 SW 40th St, Miami, FL 33165

Gema Jewelers

★★★★⯨ 4.7 · 59 verified reviews
Why it ranks here
  • 4.7-star rating across 59 reviews — meets the 4.5-star threshold
  • 4.7★ aggregate rating · 59 reviews
Hours: Mon-Sat: 10:00 AM - 5:00 PM, Sun: Closed
Website: Visit site
View full listing →
10CA
Rank #10 · 2975 SW 8th St, Miami, FL 33135

Cash America Pawn

★★★★⯨ 4.6 · 114 verified reviews
Why it ranks here
  • 4.6-star rating across 114 reviews — meets the 4.5-star threshold
  • 114+ published customer reviews
  • Part of the Cash America chain (127+ US locations)
Hours: Mon-Fri: 9:00 AM - 6:00 PM (some sources say 7:00 PM); Sat: 9:00 AM - 6:00 PM; Sun: 12:00 PM - 5:00 PM
Website: Visit site
View full listing →
11AI
Rank #11 · 19948 NW 2nd Ave, Miami Gardens, FL 33169

Advantage Pawn & Loan II, Inc.

★★★★⯨ 4.5 · 40 verified reviews
Why it ranks here
  • 4.5-star rating across 40 reviews — meets the 4.5-star threshold
  • 4.5★ aggregate rating · 40 reviews
Hours: Mon-Fri: 9:00 AM - 7:00 PM, Sat: 9:00 AM - 5:00 PM, Sun: Closed
Website: Visit site
View full listing →
Local tips

Practical notes for Miami.

What to expect

Pawn loans in Florida.

FL state-law rate cap

Maximum 2% per 30-day period in simple interest, plus a service charge. Total charges (interest + service fee) cannot exceed 25% of the amount financed per 30 days.

  • APR equivalent: 24% APR interest; up to ~300% APR with the allowable service charge
  • Term: Statutory pawn contract is 30 days; most shops offer extension.
  • ID required: Valid government-issued photo ID required under Florida Pawnbroking Act (Ch. 539, F.S.).

Source: Florida Statutes Ch. 539 (Pawnbroking). Rates are maximums set by state statute; individual shops may charge less.

National context

  • Loan amount: 25%–60% of resale value. Shops lend a fraction of what they’re confident they can resell the item for. The National Pawnbrokers Association reports the average US pawn loan is about $150 (NPA data via AmeriSave).
  • Redemption rate: ~85%. The NPA reports that roughly 85% of pawn customers successfully repay and reclaim their item — a pawn loan is a temporary liquidity bridge for most people, not a sale.
  • No credit check, no credit impact. A pawn loan is secured by the item itself. Default means you lose the collateral; it does not appear on your credit report and cannot damage your score.
Also worth visiting

More Miami shops with 4.0+ ratings.

FAQ

Questions buyers and pawners ask.

What is the best-rated pawn shop in Miami, FL?

Based on aggregated verified customer reviews, Daddy's Cash Pawn at 3033 NE 2nd Ave, Miami, FL 33137 is currently the highest-rated pawn shop in Miami, with a 5.0-star rating across 600 reviews.

How many top-rated pawn shops are in Miami?

PawnGuru lists 11 pawn shops in Miami that meet our "best of" threshold of 4.5 stars or higher with at least 30 published reviews.

What is the maximum interest rate a pawn shop in Miami can charge?

Maximum 2% per 30-day period in simple interest, plus a service charge. Total charges (interest + service fee) cannot exceed 25% of the amount financed per 30 days. Source: Florida Statutes Ch. 539 (Pawnbroking).

Do I need an appointment to visit a pawn shop in Miami?

No. All pawn shops on this list accept walk-ins. For items over ~$500 (jewelry, watches, firearms) we recommend calling ahead to confirm the senior appraiser is on site — most of the top-rated Miami shops publish a direct phone number.

Keep exploring

More Miami resources.

Methodology

How this list is built.

We include every verified pawn shop in Miami, FL with an aggregate Google rating of 4.5 stars or higher and at least 30 published reviews. Shops are ranked first by rating (descending), then by review count (descending) to break ties.

What we do not do: We do not accept payment for inclusion or placement. We do not mystery-shop each location — rankings are based on public review aggregates, not PawnGuru editorial opinion. We do not publish fabricated price estimates or AI-generated imagery of shops.

When this was updated: Ratings and review counts are rechecked against public sources during PawnGuru verification runs. The underlying data was last re-verified in April 2026.

Shop owners can submit new listings or report inaccuracies. We respond to correction requests within two business days.