The 3 best pawn shops in Macon.

Ranked by verified customer reviews. Every shop on this page has at least 4.5 stars and 30+ published reviews, sourced from public listings and rechecked during PawnGuru verification runs. Updated April 2026.

At a glance

Quick compare.

Rank	Shop	Rating	Reviews	Neighborhood
01	Howard's Pawn & Jewelry, Inc.	★ 5.0	590	3171 Mercer University Dr
02	Old South Pawn Shop	★ 4.8	136	4047 Pio Nono Ave
03	Pawn Max Inc.	★ 4.8	68	2404 Pio Nono Ave

Detailed listings

Shop by shop.

Rank #1 · 3171 Mercer University Dr, Macon, GA 31204

Howard's Pawn & Jewelry, Inc.

★★★★★ 5.0 · 590 verified reviews

Why it ranks here

Highest-rated pawn shop in Macon on PawnGuru
Well-established — 590+ published reviews

Hours: Mon-Fri 9am-6pm, Sat 9am-4pm, Sun Closed

Phone: (478) 743-5727

Website: Visit site

View full listing →

Rank #2 · 4047 Pio Nono Ave, Macon, GA 31206-3078

Old South Pawn Shop

★★★★⯨ 4.8 · 136 verified reviews

Why it ranks here

4.8-star rating across 136 customer reviews
136+ published customer reviews

Hours: Mon-Fri: 9:00 AM – 6:00 PM, Sat: 9:00 AM – 4:00 PM, Sun: Closed

Phone: (478) 788-9291

Website: Visit site

View full listing →

Rank #3 · 2404 Pio Nono Ave, Macon, GA 31206

Pawn Max Inc.

★★★★⯨ 4.8 · 68 verified reviews

Why it ranks here

4.8-star rating across 68 customer reviews
Weekend hours (Saturday)

Hours: Monday - Saturday: 9:00 am - 6:00 pm, Sunday: Closed

Phone: (478) 781-4600

Website: Visit site

View full listing →

Local tips

Practical notes for Macon.

Plan for a weekday visit. None of the top-rated Macon shops on this list are open Sunday. Saturday morning is the next-best window for unhurried appraisal time.
Independent-dominated market. All top-rated shops in Macon on this list are independently owned. Call ahead for large items — independents frequently specialize, so one shop’s bread-and-butter may be another’s rare category.
Weekday mornings get the best appraisal attention. Regardless of the shop, Monday–Thursday between 10 AM and noon is typically the slowest window — giving the appraiser more time to research high-value items rather than moving on to the next customer.
Call ahead for items over ~$500. Higher-value jewelry, watches, or firearms often require the senior appraiser. Most of the shops on this list publish a phone number — a 60-second call to confirm they’re staffed for your category saves a wasted trip.

What to expect

Pawn loans in Georgia.

GA state-law rate cap

Up to 25% per month for the first 3 months; 12.5% per month thereafter (Georgia Pawnbrokers Act).

APR equivalent: 150%–300% APR depending on loan duration
Term: Standard 30-day pawn with mandatory 30-day grace period before forfeiture.
ID required: Valid government-issued photo ID required by O.C.G.A. §44-12-132.

Source: O.C.G.A. §44-12-131 (Georgia Pawnbrokers Act). Rates are maximums set by state statute; individual shops may charge less.

National context

Loan amount: 25%–60% of resale value. Shops lend a fraction of what they’re confident they can resell the item for. The National Pawnbrokers Association reports the average US pawn loan is about $150 (NPA data via AmeriSave).
Redemption rate: ~85%. The NPA reports that roughly 85% of pawn customers successfully repay and reclaim their item — a pawn loan is a temporary liquidity bridge for most people, not a sale.
No credit check, no credit impact. A pawn loan is secured by the item itself. Default means you lose the collateral; it does not appear on your credit report and cannot damage your score.

Also worth visiting

More Macon shops with 4.0+ ratings.

Shurlington Jewelry & Pawn

4.3★24 reviews

FAQ

Questions buyers and pawners ask.

What is the best-rated pawn shop in Macon, GA?

Based on aggregated verified customer reviews, Howard's Pawn & Jewelry, Inc. at 3171 Mercer University Dr, Macon, GA 31204 is currently the highest-rated pawn shop in Macon, with a 5.0-star rating across 590 reviews.

How many top-rated pawn shops are in Macon?

PawnGuru lists 3 pawn shops in Macon that meet our "best of" threshold of 4.5 stars or higher with at least 30 published reviews.

What is the maximum interest rate a pawn shop in Macon can charge?

Up to 25% per month for the first 3 months; 12.5% per month thereafter (Georgia Pawnbrokers Act). Source: O.C.G.A. §44-12-131 (Georgia Pawnbrokers Act).

Do I need an appointment to visit a pawn shop in Macon?

No. All pawn shops on this list accept walk-ins. For items over ~$500 (jewelry, watches, firearms) we recommend calling ahead to confirm the senior appraiser is on site — most of the top-rated Macon shops publish a direct phone number.

Keep exploring

More Macon resources.

Full Macon directory

Pawn shops near Macon

Georgia statewide

All cities in GA

Sell jewelry in GA

Methodology

How this list is built.

We include every verified pawn shop in Macon, GA with an aggregate Google rating of 4.5 stars or higher and at least 30 published reviews. Shops are ranked first by rating (descending), then by review count (descending) to break ties.

What we do not do: We do not accept payment for inclusion or placement. We do not mystery-shop each location — rankings are based on public review aggregates, not PawnGuru editorial opinion. We do not publish fabricated price estimates or AI-generated imagery of shops.

When this was updated: Ratings and review counts are rechecked against public sources during PawnGuru verification runs. The underlying data was last re-verified in April 2026.

Shop owners can submit new listings or report inaccuracies. We respond to correction requests within two business days.