The 14 best pawn shops in Jacksonville.

Ranked by verified customer reviews. Every shop on this page has at least 4.5 stars and 30+ published reviews, sourced from public listings and rechecked during PawnGuru verification runs. Updated April 2026.

At a glance

Quick compare.

Rank Shop Rating Reviews Neighborhood
01Dunn Pawn & Car Stereo 5.03810694 Biscayne Blvd
02Premier Jewelers 4.99808620 Baymeadows Rd
03Gold Star Jewelry & Pawn 4.73226066 St Augustine Rd
04Gold Star Jewelry & Pawn 4.72336200 Beach Blvd
05Cash City Pawn Inc 4.71381516 Leonid Rd
06Value Pawn & Jewelry 4.71201335 Edgewood Ave W
07Cash America Pawn 4.64,618910 N Edgewood Ave
08Value Pawn & Jewelry 4.63921403 Dunn Ave Ste 27
09Value Pawn & Jewelry 4.631910039 Atlantic Blvd
10Value Pawn & Jewelry 4.61595553 Beach Blvd
11Cash America Pawn 4.52555104 Normandy Blvd
12Jimmy's Jewelry & Pawn III 4.521111018-117 Old St Augustine Rd
13Value Pawn & Jewelry 4.5165905 Edgewood Ave N
14Super Cash Pawn - Acme St 4.5809 Acme St
Detailed listings

Shop by shop.

01DC
Rank #1 · 10694 Biscayne Blvd, Jacksonville, FL 32218

Dunn Pawn & Car Stereo

★★★★★ 5.0 · 38 verified reviews
Why it ranks here
  • Highest-rated pawn shop in Jacksonville on PawnGuru
  • 5.0★ aggregate rating · 38 reviews
Hours: Mon-Fri: 9:00 AM - 6:30 PM, Sat: 10:00 AM - 5:00 PM, Sun: Closed
Website: Visit site
View full listing →
02PJ
Rank #2 · 8620 Baymeadows Rd

Premier Jewelers

★★★★⯨ 4.9 · 980 verified reviews
Why it ranks here
  • 4.9-star rating across 980 customer reviews
  • Well-established — 980+ published reviews
  • Weekend hours (Saturday)
Hours: Monday - Saturday: 10:00 AM - 7:00 PM, Sunday: Closed
Website: Visit site
View full listing →
03GS
Rank #3 · 6066 St Augustine Rd, Jacksonville, FL 32217

Gold Star Jewelry & Pawn

★★★★⯨ 4.7 · 322 verified reviews
Why it ranks here
  • 4.7-star rating across 322 reviews — meets the 4.5-star threshold
  • 322+ published customer reviews
Hours: Mon-Sat: 9:00 AM - 6:00 PM, Sun: Closed
Website: Visit site
View full listing →
05CC
Rank #5 · 1516 Leonid Rd, Jacksonville, FL 32218

Cash City Pawn Inc

★★★★⯨ 4.7 · 138 verified reviews
Why it ranks here
  • 4.7-star rating across 138 reviews — meets the 4.5-star threshold
  • 138+ published customer reviews
Hours: Mon-Fri: 9:00 AM - 6:00 PM, Sat: 10:00 AM - 5:00 PM, Sun: Closed
Website: Visit site
View full listing →
06VJ
Rank #6 · 1335 Edgewood Ave W, Jacksonville, FL 32208

Value Pawn & Jewelry

★★★★⯨ 4.7 · 120 verified reviews
Why it ranks here
  • 4.7-star rating across 120 reviews — meets the 4.5-star threshold
  • 120+ published customer reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 am - 7:00 pm, Sat: 9:00 am - 6:00 pm, Sun: 12:00 pm - 5:00 pm
Website: Visit site
View full listing →
07CA
Rank #7 · 910 N Edgewood Ave, Jacksonville, FL 32254

Cash America Pawn

★★★★⯨ 4.6 · 4,618 verified reviews
Why it ranks here
  • 4.6-star rating across 4,618 reviews — meets the 4.5-star threshold
  • Highly established — 4,618+ published reviews
  • Part of the Cash America chain (127+ US locations)
Hours: Monday-Friday: 9:00 AM - 6:00 PM (Google Maps says Mon-Sat 9-6, Yelp 1 review says 1.0 rating)
Website: Visit site
View full listing →
08VJ
Rank #8 · 1403 Dunn Ave Ste 27, Jacksonville, FL 32218

Value Pawn & Jewelry

★★★★⯨ 4.6 · 392 verified reviews
Why it ranks here
  • 4.6-star rating across 392 reviews — meets the 4.5-star threshold
  • 392+ published customer reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 AM - 7:00 PM, Sat: 9:00 AM - 6:00 PM, Sun: 12:00 PM - 5:00 PM
Website: Visit site
View full listing →
09VJ
Rank #9 · 10039 Atlantic Blvd, Jacksonville, FL 32225

Value Pawn & Jewelry

★★★★⯨ 4.6 · 319 verified reviews
Why it ranks here
  • 4.6-star rating across 319 reviews — meets the 4.5-star threshold
  • 319+ published customer reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 AM - 7:00 PM, Sat: 9:00 AM - 6:00 PM, Sun: 12:00 PM - 5:00 PM
Website: Visit site
View full listing →
10VJ
Rank #10 · 5553 Beach Blvd, Jacksonville, FL 32207

Value Pawn & Jewelry

★★★★⯨ 4.6 · 159 verified reviews
Why it ranks here
  • 4.6-star rating across 159 reviews — meets the 4.5-star threshold
  • 159+ published customer reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 am - 7:00 pm, Sat: 9:00 am - 6:00 pm, Sun: 12:00 pm - 5:00 pm
Website: Visit site
View full listing →
11CA
Rank #11 · 5104 Normandy Blvd, Jacksonville, FL 32205

Cash America Pawn

★★★★⯨ 4.5 · 255 verified reviews
Why it ranks here
  • 4.5-star rating across 255 reviews — meets the 4.5-star threshold
  • 255+ published customer reviews
  • Part of the Cash America chain (127+ US locations)
Hours: Mon-Fri: 9AM-6PM, Sat: 9AM-5PM, Sun: Closed
Website: Visit site
View full listing →
12JS
Rank #12 · 11018-117 Old St Augustine Rd, Jacksonville, FL 32257

Jimmy's Jewelry & Pawn III

★★★★⯨ 4.5 · 211 verified reviews
Why it ranks here
  • 4.5-star rating across 211 reviews — meets the 4.5-star threshold
  • 211+ published customer reviews
Hours: Mon-Fri 10:00 AM - 5:30 PM, Sat 10:00 AM - 4:00 PM, Sun Closed
Website: Visit site
View full listing →
13VJ
Rank #13 · 905 Edgewood Ave N, Jacksonville, FL 32254

Value Pawn & Jewelry

★★★★⯨ 4.5 · 165 verified reviews
Why it ranks here
  • 4.5-star rating across 165 reviews — meets the 4.5-star threshold
  • 165+ published customer reviews
  • Part of the Value Pawn chain (20+ US locations)
Hours: Mon-Fri: 9:00 am - 7:00 pm, Sat: 9:00 am - 6:00 pm, Sun: 12:00 pm - 5:00 pm
Website: Visit site
View full listing →
Local tips

Practical notes for Jacksonville.

What to expect

Pawn loans in Florida.

FL state-law rate cap

Maximum 2% per 30-day period in simple interest, plus a service charge. Total charges (interest + service fee) cannot exceed 25% of the amount financed per 30 days.

  • APR equivalent: 24% APR interest; up to ~300% APR with the allowable service charge
  • Term: Statutory pawn contract is 30 days; most shops offer extension.
  • ID required: Valid government-issued photo ID required under Florida Pawnbroking Act (Ch. 539, F.S.).

Source: Florida Statutes Ch. 539 (Pawnbroking). Rates are maximums set by state statute; individual shops may charge less.

National context

  • Loan amount: 25%–60% of resale value. Shops lend a fraction of what they’re confident they can resell the item for. The National Pawnbrokers Association reports the average US pawn loan is about $150 (NPA data via AmeriSave).
  • Redemption rate: ~85%. The NPA reports that roughly 85% of pawn customers successfully repay and reclaim their item — a pawn loan is a temporary liquidity bridge for most people, not a sale.
  • No credit check, no credit impact. A pawn loan is secured by the item itself. Default means you lose the collateral; it does not appear on your credit report and cannot damage your score.
Also worth visiting

More Jacksonville shops with 4.0+ ratings.

FAQ

Questions buyers and pawners ask.

What is the best-rated pawn shop in Jacksonville, FL?

Based on aggregated verified customer reviews, Dunn Pawn & Car Stereo at 10694 Biscayne Blvd, Jacksonville, FL 32218 is currently the highest-rated pawn shop in Jacksonville, with a 5.0-star rating across 38 reviews.

How many top-rated pawn shops are in Jacksonville?

PawnGuru lists 14 pawn shops in Jacksonville that meet our "best of" threshold of 4.5 stars or higher with at least 30 published reviews.

What is the maximum interest rate a pawn shop in Jacksonville can charge?

Maximum 2% per 30-day period in simple interest, plus a service charge. Total charges (interest + service fee) cannot exceed 25% of the amount financed per 30 days. Source: Florida Statutes Ch. 539 (Pawnbroking).

Do I need an appointment to visit a pawn shop in Jacksonville?

No. All pawn shops on this list accept walk-ins. For items over ~$500 (jewelry, watches, firearms) we recommend calling ahead to confirm the senior appraiser is on site — most of the top-rated Jacksonville shops publish a direct phone number.

Keep exploring

More Jacksonville resources.

Methodology

How this list is built.

We include every verified pawn shop in Jacksonville, FL with an aggregate Google rating of 4.5 stars or higher and at least 30 published reviews. Shops are ranked first by rating (descending), then by review count (descending) to break ties.

What we do not do: We do not accept payment for inclusion or placement. We do not mystery-shop each location — rankings are based on public review aggregates, not PawnGuru editorial opinion. We do not publish fabricated price estimates or AI-generated imagery of shops.

When this was updated: Ratings and review counts are rechecked against public sources during PawnGuru verification runs. The underlying data was last re-verified in April 2026.

Shop owners can submit new listings or report inaccuracies. We respond to correction requests within two business days.