The 4 best pawn shops in Fort Myers.

Ranked by verified customer reviews. Every shop on this page has at least 4.5 stars and 30+ published reviews, sourced from public listings and rechecked during PawnGuru verification runs. Updated April 2026.

At a glance

Quick compare.

Rank	Shop	Rating	Reviews	Neighborhood
01	Cash America Pawn	★ 4.8	174	2291 Cleveland Ave
02	Fort Myers House of Pawn	★ 4.6	74	3441 Colonial Blvd #4
03	San Carlos Estate Jewelry and Pawn LLC	★ 4.5	162	19149 S Tamiami Trl
04	Larry's Estate Jewelry & Pawn	★ 4.5	123	3316 Cleveland Ave

Detailed listings

Shop by shop.

Rank #1 · 2291 Cleveland Ave, Fort Myers, FL 33901

Cash America Pawn

★★★★⯨ 4.8 · 174 verified reviews

Why it ranks here

Highest-rated pawn shop in Fort Myers on PawnGuru
174+ published customer reviews
Part of the Cash America chain (127+ US locations)

Hours: Monday - Friday: 9:00 AM - 6:00 PM, Saturday: 10:00 AM - 4:00 PM, Sunday: Closed

Phone: (239) 337-3769

Website: Visit site

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Rank #2 · 3441 Colonial Blvd #4, Fort Myers, FL 33966

Fort Myers House of Pawn

★★★★⯨ 4.6 · 74 verified reviews

Why it ranks here

4.6-star rating across 74 reviews — meets the 4.5-star threshold
4.6★ aggregate rating · 74 reviews

Hours: Mon-Fri 9:00 AM - 5:30 PM, Sat 10:00 AM - 2:00 PM, Sun Closed

Phone: (239) 600-7047

Website: Visit site

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Rank #3 · 19149 S Tamiami Trl

San Carlos Estate Jewelry and Pawn LLC

★★★★⯨ 4.5 · 162 verified reviews

Why it ranks here

4.5-star rating across 162 reviews — meets the 4.5-star threshold
162+ published customer reviews

Hours: Mon-Fri: 9 AM – 5 PM, Sat: 10 AM – 4 PM, Sun: Closed

Phone: (239) 267-5626

Website: Visit site

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Rank #4 · 3316 Cleveland Ave, Fort Myers, FL 33901

Larry's Estate Jewelry & Pawn

★★★★⯨ 4.5 · 123 verified reviews

Why it ranks here

4.5-star rating across 123 reviews — meets the 4.5-star threshold
123+ published customer reviews

Hours: Mon-Fri 9:00 AM - 6:00 PM, Sat 9:00 AM - 5:00 PM, Sun Closed

Phone: (239) 939-3633

Website: Visit site

View full listing →

Local tips

Practical notes for Fort Myers.

Plan for a weekday visit. None of the top-rated Fort Myers shops on this list are open Sunday. Saturday morning is the next-best window for unhurried appraisal time.
Mix of chain and independent. Fort Myers’s top-rated list includes 1 chain locations and 3 independent shops. Chains tend to have more consistent appraisal policies; independents often have more room to negotiate.
Weekday mornings get the best appraisal attention. Regardless of the shop, Monday–Thursday between 10 AM and noon is typically the slowest window — giving the appraiser more time to research high-value items rather than moving on to the next customer.
Call ahead for items over ~$500. Higher-value jewelry, watches, or firearms often require the senior appraiser. Most of the shops on this list publish a phone number — a 60-second call to confirm they’re staffed for your category saves a wasted trip.

What to expect

Pawn loans in Florida.

FL state-law rate cap

Maximum 2% per 30-day period in simple interest, plus a service charge. Total charges (interest + service fee) cannot exceed 25% of the amount financed per 30 days.

APR equivalent: 24% APR interest; up to ~300% APR with the allowable service charge
Term: Statutory pawn contract is 30 days; most shops offer extension.
ID required: Valid government-issued photo ID required under Florida Pawnbroking Act (Ch. 539, F.S.).

Source: Florida Statutes Ch. 539 (Pawnbroking). Rates are maximums set by state statute; individual shops may charge less.

National context

Loan amount: 25%–60% of resale value. Shops lend a fraction of what they’re confident they can resell the item for. The National Pawnbrokers Association reports the average US pawn loan is about $150 (NPA data via AmeriSave).
Redemption rate: ~85%. The NPA reports that roughly 85% of pawn customers successfully repay and reclaim their item — a pawn loan is a temporary liquidity bridge for most people, not a sale.
No credit check, no credit impact. A pawn loan is secured by the item itself. Default means you lose the collateral; it does not appear on your credit report and cannot damage your score.

FAQ

Questions buyers and pawners ask.

What is the best-rated pawn shop in Fort Myers, FL?

Based on aggregated verified customer reviews, Cash America Pawn at 2291 Cleveland Ave, Fort Myers, FL 33901 is currently the highest-rated pawn shop in Fort Myers, with a 4.8-star rating across 174 reviews.

How many top-rated pawn shops are in Fort Myers?

PawnGuru lists 4 pawn shops in Fort Myers that meet our "best of" threshold of 4.5 stars or higher with at least 30 published reviews.

What is the maximum interest rate a pawn shop in Fort Myers can charge?

Maximum 2% per 30-day period in simple interest, plus a service charge. Total charges (interest + service fee) cannot exceed 25% of the amount financed per 30 days. Source: Florida Statutes Ch. 539 (Pawnbroking).

Do I need an appointment to visit a pawn shop in Fort Myers?

No. All pawn shops on this list accept walk-ins. For items over ~$500 (jewelry, watches, firearms) we recommend calling ahead to confirm the senior appraiser is on site — most of the top-rated Fort Myers shops publish a direct phone number.

Keep exploring

More Fort Myers resources.

Full Fort Myers directory

Pawn shops near Fort Myers

Florida statewide

All cities in FL

Sell jewelry in FL

Methodology

How this list is built.

We include every verified pawn shop in Fort Myers, FL with an aggregate Google rating of 4.5 stars or higher and at least 30 published reviews. Shops are ranked first by rating (descending), then by review count (descending) to break ties.

What we do not do: We do not accept payment for inclusion or placement. We do not mystery-shop each location — rankings are based on public review aggregates, not PawnGuru editorial opinion. We do not publish fabricated price estimates or AI-generated imagery of shops.

When this was updated: Ratings and review counts are rechecked against public sources during PawnGuru verification runs. The underlying data was last re-verified in April 2026.

Shop owners can submit new listings or report inaccuracies. We respond to correction requests within two business days.