The 4 best pawn shops in Fayetteville.

Ranked by verified customer reviews. Every shop on this page has at least 4.5 stars and 30+ published reviews, sourced from public listings and rechecked during PawnGuru verification runs. Updated April 2026.

At a glance

Quick compare.

Rank Shop Rating Reviews Neighborhood
01Rhudy's Pawn Shop, Inc. 4.81,2002410 Murchison Rd
02Military Pawn Shop and Surplus, LLC 4.62485000 Bragg Blvd
03Military Pawn Shop and Surplus, LLC 4.62185000 Bragg Blvd
04Parker Pawn & Jewelry 4.51005701 Yadkin Rd
Detailed listings

Shop by shop.

01RS
Rank #1 · 2410 Murchison Rd, Fayetteville, NC 28301

Rhudy's Pawn Shop, Inc.

★★★★⯨ 4.8 · 1,200 verified reviews
Why it ranks here
  • Highest-rated pawn shop in Fayetteville on PawnGuru
  • Highly established — 1,200+ published reviews
  • Weekend hours (Saturday)
Hours: Monday-Friday 9:00 AM - 6:00 PM, Saturday 9:00 AM - 5:00 PM, Sunday Closed
Website: Visit site
View full listing →
04PJ
Rank #4 · 5701 Yadkin Rd, Suite 200, Fayetteville, NC 28303

Parker Pawn & Jewelry

★★★★⯨ 4.5 · 100 verified reviews
Why it ranks here
  • 4.5-star rating across 100 reviews — meets the 4.5-star threshold
  • 100+ published customer reviews
Hours: Mon-Fri: 9am - 6pm, Sat: 10am - 6pm, Sun: Closed
Website: Visit site
View full listing →
Local tips

Practical notes for Fayetteville.

What to expect

Pawn loans in North Carolina.

NC state-law rate cap

Effective interest capped at 2% per month. Additional monthly fees cannot exceed 20% of principal, and are individually capped at $100 (month 1), $75 (months 2–3), and $50 thereafter.

  • APR equivalent: ~24% APR interest; effective ~240% APR including allowable fees
  • Term: 30-day pawn contract minimum; month-to-month extensions standard.
  • ID required: Valid government-issued photo ID required by N.C.G.S. §66-391.

Source: N.C.G.S. §66-393 (Pawnbroker fees; interest rates). Rates are maximums set by state statute; individual shops may charge less.

National context

  • Loan amount: 25%–60% of resale value. Shops lend a fraction of what they’re confident they can resell the item for. The National Pawnbrokers Association reports the average US pawn loan is about $150 (NPA data via AmeriSave).
  • Redemption rate: ~85%. The NPA reports that roughly 85% of pawn customers successfully repay and reclaim their item — a pawn loan is a temporary liquidity bridge for most people, not a sale.
  • No credit check, no credit impact. A pawn loan is secured by the item itself. Default means you lose the collateral; it does not appear on your credit report and cannot damage your score.
Also worth visiting

More Fayetteville shops with 4.0+ ratings.

FAQ

Questions buyers and pawners ask.

What is the best-rated pawn shop in Fayetteville, NC?

Based on aggregated verified customer reviews, Rhudy's Pawn Shop, Inc. at 2410 Murchison Rd, Fayetteville, NC 28301 is currently the highest-rated pawn shop in Fayetteville, with a 4.8-star rating across 1,200 reviews.

How many top-rated pawn shops are in Fayetteville?

PawnGuru lists 4 pawn shops in Fayetteville that meet our "best of" threshold of 4.5 stars or higher with at least 30 published reviews.

What is the maximum interest rate a pawn shop in Fayetteville can charge?

Effective interest capped at 2% per month. Additional monthly fees cannot exceed 20% of principal, and are individually capped at $100 (month 1), $75 (months 2–3), and $50 thereafter. Source: N.C.G.S. §66-393 (Pawnbroker fees; interest rates).

Do I need an appointment to visit a pawn shop in Fayetteville?

No. All pawn shops on this list accept walk-ins. For items over ~$500 (jewelry, watches, firearms) we recommend calling ahead to confirm the senior appraiser is on site — most of the top-rated Fayetteville shops publish a direct phone number.

Keep exploring

More Fayetteville resources.

Methodology

How this list is built.

We include every verified pawn shop in Fayetteville, NC with an aggregate Google rating of 4.5 stars or higher and at least 30 published reviews. Shops are ranked first by rating (descending), then by review count (descending) to break ties.

What we do not do: We do not accept payment for inclusion or placement. We do not mystery-shop each location — rankings are based on public review aggregates, not PawnGuru editorial opinion. We do not publish fabricated price estimates or AI-generated imagery of shops.

When this was updated: Ratings and review counts are rechecked against public sources during PawnGuru verification runs. The underlying data was last re-verified in April 2026.

Shop owners can submit new listings or report inaccuracies. We respond to correction requests within two business days.